Choose the Right Network for Your Care
In-network providers have discounted fee arrangements, making their fees lower than non-network providers. When you use in-network providers, you pay less, and so does the Fund. Keep in mind that we have different provider networks for hospital, mental health/substance abuse, prescription drugs, and other types of medical care. If you use a non-network provider under the HMO plan, your non-network care isn’t covered, except in emergency situations.